Sometimes it pays to be a stroppy arse! Having complained to all and sundry about the insurance claim they finally rang and conceded to payment. And the moral off this story is "Don't mess with me, La" as they say in my Scouse hometown.
Sometimes it pays to be a stroppy arse! Having complained to all and sundry about the insurance claim they finally rang and conceded to payment. And the moral off this story is "Don't mess with me, La" as they say in my Scouse hometown.
The Loss Adjuster finally visited today at lunch time which necessitated me coming home from work. We went through the claim details and she looked at the landing ceiling, taking measurements of the height and length etc. but didn't other with the roof because it was raining and she'd forgotten her camera. Fortunately I'd taken photos for my records so emailed them to her after she left.
Late this afternoon she phoned to say they repudiate the claim. They're basically arguing that the roof leaking is due to poor maintenance, and the ensuing internal damage is therefore as a result of that, so that are not prepared to sanction payment for anything! I was furious!! I've always taken out accidental damage cover 'just in case', and it's only seven years since the roof was overhauled & is clearly in good order. Needless to say I had a wobbly 'cos the builder's only done a temporary fix and it's precipitating down outside so the whole thing could leak yet again!!!
I've lodged a formal complaint with the insurance company but they can't progress it until the loss adjusters paperwork reaches them which will be next week due to the fact they don't work weekends. Paid insurance premiums of c.£500p.a. for the last six years and not claimed. So I've spent virtually as much on insurance premiums as the damage I now need to pay for. Looks like I'm on for a battle to get this resolved. Totally hacked off!!!!
So question is, now the guys have replaced the fallen slates, put the felting back and sealed the crack in the flashing so the drips stop, and the plaster on the ceiling will have eventually dried out, is the loss adjuster just going to say "what’s the issue?" *frustrated sigh*
Woken by a loud splashing sound at 2.30am this morning. Bucket overflowing. Emptied and replaced along with a load of old towels to catch the excess. Needless to say I didn’t go back to sleep for ages ‘cos I was fretting about whether the ceiling might come down, or the water would seep into the electrics & someone could electrocutes themselves etc. :o/
So having not slept properly left the comfort of my warm duvet, dragged the others from their pits, provided breakfast & packed lunches, scrapped the snow from the car then de-iced it, and set off…only to skid on a patch of black ice less than 50 metres from the house! Missed a parked car by 4” eeek! Car then completely stuck…no traction whatsoever!!! Kids tried pushing, no progress, went back to the house and got Strident Student to drag her wellies on over her PJs and come to help…still no movement. By this time we were of course providing entertainment to the entire road so a couple of neighbours came out and pushed..bless! We finally got to school at 9am which was when the GCSE Biology exam was due to start. Just hope Miss Sensible was not too stressed by the lastminute.com arrival.
Spent the rest of the day on the phone to the insurance company and seeing builders (none of whom could be described as 'hunky' (mores the pity) to get the requisite three quotes. I'm reliably informed that the lead flashing in the gully where the different aspects of the roof join is badly cracked hence the leak. They've cleared all the snow from the roof so the drip's stopped but the plaster on the landing ceiling is completely ruined. It’s nearly impossible to get to the roof easily due to having a Victorian house on a hill so they'll have to put up scaffolding to actually do the work. Course after the repair's done it'll need redecorating...
I was bemoaning the situation when a friend reminded me of my Scouse Scally background and suggested I get home and put any outdated electrical equipment and non fitting fashion items in the way of the leak stating this was an ideal insurance fraud tap-in. You know, any Ikea rug is a Persian original - be creative!!!
Went off to the hairdressers later and in a fit of wanting something different had it all chopped off. Don't think I'll be taking such drastic action again...
Will there be anything else….?
Work-wise things have been a lot better senior management seem to be spending all their time positioning themselves for the future. Politics are rife and co-operation/teamwork minimal. Frustrating as hell trying to get things approved/done. Still got plenty of diverse things to do; a major grievance to deal with; small redundancy programme plus the performance management of the sales team and the on-going resource planning system upgrade. Problem is they're not really what I want to do. Kind of hope the new CEO is going to turn things around and there'll be something for me with where I am. Perhaps I’ve just become too comfortable where I am because I know so much about the business, it’s customers/ competition plus half the senior management but I feel I know what needs to be done in the field I work in & desperately want to make the necessary improvements. So far I've been held back to some extent by people who don't 'get it' :o/
So I tentatively thought about looking around only to be approached by someone I used to work with. I've been offered a role with a FTSE 100 company job as Head of Resourcing for a major Division, good money, car allowance, bonus, 25 days holiday. Decision whether to jump ship is difficult. I need to feel its right to do something but with my analytical/intellectual head on, it's a bigger more financially stable company, challenging role, opportunity to travel internationally and more money. On the negative side it would impact on the kids as I'd be away more than I am now so extra curricular activities may suffer for a lack of taxi. Lists of pros and cons normally works but when I get to the 'do I REALLY want to go' question it stays blank. Question is am I being nïave/daft?? Maybe I should sleep on it for a while and hopefully let the answer bubble up...
What is slightly worrying is that a 14yr old is discussing how many UCAS points she will get if she passes. It's mad how the government policy on Universities has made things so competitive that kids are focusing three years ahead. I think when I was her age I was more interested in whether I could see the boys playing rugby when I was in my cookery lesson! (mis-spent youth) I do think there are so many things that make them grow up too quickly.
Random mutterings transmitted into cyberspace